Loan Calculator with Extra Payments
Calculate loan payoff timelines and savings by modeling extra payment scenarios against amortization schedules.
This calculator helps borrowers understand how extra payments accelerate loan repayment and reduce total interest paid. Enter your loan amount, rate, and term, then model various extra payment amounts to see exact payoff dates and interest savings. Ideal for homeowners, auto loan holders, and anyone looking to optimize debt repayment strategy without refinancing.
What's inside
- Amortization table with payment-by-payment breakdown
- Extra payment scenario modeling
- Automatic payoff date calculation
- Total interest saved comparison
- PMT function for accurate payment calculations
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.xlsx · 1 sheet
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