Loan Calculator with Extra Payments
Track loan payoff with amortization schedule including extra payment flexibility and early payoff scenarios.
This loan amortization calculator automates monthly payment calculations and generates a complete amortization table showing principal, interest, and balance over time. It lets you model the impact of extra payments on loan duration and total interest paid, helping you visualize how accelerated payoff works. Perfect for homeowners, car buyers, or anyone managing personal debt who wants to see exactly how their payment strategy affects loan timeline.
What's inside
- Automatic PMT calculation for regular payments
- Amortization table with principal/interest breakdown
- Extra payment column to model payoff acceleration
- Remaining balance tracking by period
- Early payoff date calculation
- Interest savings visualization
Download this template
.xlsx · 1 sheet · included with lifetime access
More in Personal Finance & Loans
401(k) Savings Calculator
Track 401(k) contributions, employer matches, and projected retirement savings growth over time.
- Contribution and employer match tracking
- Projected account balance calculations
- Rate of return analysis
Amortization Calculator Template
A comprehensive loan amortization calculator that tracks principal and interest payments over time with customizable loan parameters.
- Automated payment calculation
- Amortization schedule breakdown
- Principal and interest split tracking
Amortization Chart
Track loan payments month-by-month with principal, interest, and balance breakdowns.
- Automatic monthly payment calculation using PMT function
- Principal vs. interest payment breakdown per month
- Running loan balance after each payment
Annuity Calculator
Calculate annuity payments, withdrawals, and retirement income streams with flexible payment schedules.
- Flexible payment frequency options (beginning/end of period)
- Support for multiple annuity types and scenarios
- Interest rate and time period adjustments